MNsure Open Enrollment Minnesota Guide for Nannies and Families

racheltepley
Oct 12
4 min read

Nanny playing outdoors with toddlers in a Minnesota backyard

It’s almost time to shop for health coverage, and this year it’s more important than ever.

If you are a nanny or manny working in Minnesota, MNsure Open Enrollment Minnesota is your chance to get quality, affordable health coverage through MNsure, the state’s official health insurance marketplace.

Open Enrollment Dates

November 1, 2025 to January 15, 2026

Enroll by December 15 → Coverage begins January 1

Enroll between December 16 and January 15 → Coverage begins February 1

Starting October 13, you can preview plans and get a head start comparing your options

through MNsure Open Enrollment Minnesota.

How to Prepare for Open Enrollment in Minnesota

Before enrollment begins:

Make sure your MNsure account information is up to date.
Preview plans to find coverage that fits your needs and budget.
Need help? Make a free appointment with a MNsure certified broker or navigator since schedules fill fast.
Use the Assister Directory to find someone near you: www.mnsure.org

If you are a Minneapolis nanny, Saint Paul nanny, Edina nanny, or childcare professional anywhere in Minnesota, it is worth getting started early to ensure your coverage begins on time.

Changes at the Federal Level

This year, some federal changes could mean less financial help for certain households. However, many Minnesotans including nannies and household employees will still qualify for significant savings through MNsure Open Enrollment Minnesota.

Remember: MNsure is the only place where you can apply for these discounts and tax credits. Always check what assistance you qualify for before choosing a plan.

Whether you live in Hennepin, Ramsey, Anoka, Sherburne, Goodhue, Olmsted, Washington, or Dakota County, local MNsure assisters are available to help you find the right plan for your situation.

For Nannies: Why Health Coverage Matters

Many professional nannies in Minnesota are not covered by an employer group plan, so MNsure Open Enrollment Minnesota is the best time to secure individual coverage. Having reliable healthcare:

Protects your well-being year-round
Reduces stress from unexpected medical expenses
Supports your ability to provide consistent, reliable care

Your future self will thank you for enrolling early.

At Nurturing Nannies, we work with childcare professionals across Minneapolis, Edina, Wayzata, North Oaks, Eden Prairie, Saint Paul, Rochester, Maple Grove, and surrounding areas. We encourage every nanny to take advantage of MNsure Open Enrollment Minnesota to stay healthy, secure, and supported.

For Families: Supporting Your Nannie’s Health

When families invest in their caregiver’s health, everyone benefits. Offering a monthly healthcare stipend, even a modest one, helps your nanny afford coverage and feel supported.

A small contribution goes a long way. Aiming for $150 to $300 per month can offset a large portion of a nanny’s premium but even $50.00/month will help make a difference.

Providing a healthcare stipend:

Encourages long-term commitment
Reduces turnover
Builds trust and goodwill
Reflects family professionalism and care

If you are a family in the Twin Cities, Edina, Minnetonka, Eden Prairie, White Bear Lake, Medina area or anywhere in Minnesota this is an excellent time to review your nanny’s benefits and ensure they have access to quality care.

If you are unsure how to structure a stipend or want help adding one to your nanny’s compensation package, Nurturing Nannies can guide you through best practices for Minnesota families.

A Healthier Future for Everyone

At Nurturing Nannies, we believe professional childcare should be sustainable for both caregivers and the families who rely on them. Supporting healthcare access through MNsure Open Enrollment Minnesota is one of the simplest and most meaningful ways to make that happen.

If you would like guidance on how to build healthcare support into your nanny’s compensation plan or ensure your caregiver has the coverage they need, reach out anytime. We are proud to serve families and nannies across the Minneapolis Saint Paul metro area, Rochester and greater Minnesota.

Our Commitment to Professional Standards

At Nurturing Nannies, we go beyond simply matching families and caregivers and invest in creating sustainable, successful relationships. By employing our nannies directly, we handle all payroll taxes, workers’ compensation, and full compliance with Minnesota labor laws.

To learn more about the legal and financial realities of hiring a nanny in Minnesota, read our blog on The Hidden Side of Hiring a Nanny: Laws, Risks, and Why Professional Employment Matters.

This model allows us to actively prevent burnout, encourage continuing education and professional growth, and provide ongoing support for both nannies and families in ways that traditional referral agencies simply cannot. Because we are involved every step of the process, from placement to ongoing check-ins, we can step in quickly if challenges arise and ensure every relationship remains healthy, communicative, and productive.

Whether it is a long-term placement or a short-term solution, our goal is to set both families and caregivers up for success through structure, transparency, and a deep commitment to professionalism.

Learn more about how we uphold these standards on our What Sets Us Apart page.

Need Help Interpreting MNsure Open Enrollment Minnesota Information

Free assistance is available at: 📞 651-539-2099 or 855-366-7873

MNsure does not discriminate because of race, color, national origin, creed, religion, sex, age, disability, public assistance, marital status, or sexual orientation.

About Nurturing Nannies

Nurturing Nannies is a boutique nanny agency based in Minnesota that connects families with exceptional, professional nannies and sitters.

We proudly serve families in Minneapolis, Saint Paul, Edina, Wayzata, Minnetonka, North Oaks, Maple Grove, Blaine, Rochester, Duluth, and across the greater Twin Cities area.

Our mission is to elevate in-home childcare by combining ethical employment practices with a personal, nurturing touch. Whether you are seeking a long-term nanny, a backup sitter through our Flex Care program, or childcare for events, we are here to help you find care you can trust.

Whether you are a professional nanny looking for support or a family seeking expert childcare guidance in Minnesota, Nurturing Nannies is here to help.